Insights

The real cost of transferring a delivery

Why every avoidable transfer is a line item nobody budgets, written with published sources.

Sina Haeri, MD, MHSA  ·  July 22, 2026

Start with the part that matters most: some maternal transfers are exactly right, and a hospital that transfers appropriately is doing its job. Risk-appropriate care is the national standard, and no economic argument outranks a safe outcome.

This piece is about the other transfers. The ones that happen not because the patient needed a higher level of care, but because nobody with subspecialty training was available to say she didn't.

The visible costs

When a delivery leaves, the birth leaves with it, along with the associated facility revenue, the nursery stay, and the postpartum care. For a hospital delivering a few hundred babies a year, obstetrics is usually a thin-margin service defended because the community needs it. Every avoidable outbound transfer thins it further.

The referring physician pays too. Obstetric care is billed globally, so the clinician who managed the pregnancy for eight months and then refers out loses the delivery that anchors the payment model, along with the continuity that makes rural practice sustainable.

The invisible costs

Families absorb the largest share. A transfer at 33 weeks can mean delivering hours from home, a partner sleeping in a car, and, if the baby needs nursery care, a family split across a highway for weeks. Research on care after the NICU suggests distance and fragmentation have a long tail: reporting on a 2025 New America study found that roughly half of NICU infants referred to early-intervention services never enroll 1.

The community pays last and longest. Maternity care in the United States is already contracting: 35% of counties are maternity care deserts, and more than 2.3 million women live in areas with no obstetric care at all 2. Each hospital that stops delivering pushes the map further in that direction, and hospitals stop delivering when the service becomes indefensible economically. Avoidable transfers are how that indefensibility accumulates, quietly, one case at a time.

Why avoidable transfers happen

Rarely because the local team lacks skill. They happen because the highest-acuity decisions arrive at the lowest-resourced hours, and the safe-looking default when you are alone is to send the patient out.

That is a rational response to a coverage gap. More than 90% of U.S. counties have no practicing maternal-fetal medicine specialist 3, so the specialist opinion that would distinguish "this patient must go" from "this patient can safely stay" simply is not in the building. The transfer becomes the consult.

The fix is the consult

Put subspecialty judgment at the bedside at the moment of decision and the sorting improves in both directions. The patients who need to go, go sooner and better prepared. The patients who can stay, stay, with a documented specialist consultation behind the decision.

That is the entire logic of tele-MFM and teleneonatology for community hospitals: not fewer transfers as a goal, but the right transfers, decided with the right eyes on the case.

Frequently asked

Why do small hospitals transfer so many deliveries?
Usually a coverage gap, not a skill gap. Without specialist consultation available, transferring is the defensible default for high-risk presentations.
Is reducing transfers safe?
The goal is right-sorting, not fewer transfers. Specialist consultation helps teams keep patients who can safely stay and escalate the ones who can't, earlier and better documented.
Sources
  1. Atlanta Journal-Constitution coverage of New America report, 2025.
  2. March of Dimes, Nowhere to Go, 2024.
  3. Greiner, Haeri, et al., Am J Perinatol 2025.
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